KiwiSaver Balanced Fund
Pathfinder's KiwiSaver Balanced Fund aims for steady returns.
Why Balanced?
Pathfinder's Balanced Fund aims for steady returns. The investment style is what the name suggests – a balanced approach. The Fund may suit if you have a medium or longer timeframe to invest, like 5+ years, or are not that comfortable with seeing dramatic ups and downs in your balance.
Kiwisaver Balanced Fund Performance
Ethical investing to achieve medium returns with medium risk exposure.
Past performance is no guarantee of future return. We encourage all investors to seek independent financial advice prior to making investment decisions.
Returns
-1.0%
1 month
0.7%
6 months
-1.5%
1 year
5.8%
p.a. since inception*
Performance figures as of 28/02/23, and are after fees before tax. Past performance is no guarantee of future returns. We encourage all investors to seek independent financial advice prior to making investment decisions. *31/07/19 (date of inception)
Risk Level
This Fund is suited to an investor with a mid to high tolerance to risk and a minimum investment timeframe of 5+ years.
The risk rating reflects how much the value of the Fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way. This risk indicator is not a guarantee of a fund’s future performance. The Fund does not have a five-year history. The risk indicators were prepared using the relevant market index returns, when the fund was not in existence, and the funds returns since inception . As a result the risk indicators may provide a less reliable indicator of the potential future volatility of the Funds.
Investor notes
Ethical Approach
The Pathfinder KiwiSaver Balanced Fund has been designated a Certified Responsible Investment by RIAA (Responsible Investment Association Australasia).
Diversification
A diversified selection of global companies that score highly on environmental, social and governance ratings.
Target Investment
10.7% Cash and Cash Equivalents
12.2% New Zealand Fixed Interest
21.1% International Fixed Interest
14.6% Australasian Equities
32.4% International Equities
4.0% Listed Property
5.0% Other Assets
Number of Holdings
200
Asset Class
Cash (and Cash Equivalents), NZ Fixed Income, International Fixed Income, Australasian Equities, International Equities, Listed Property, Other Assets
Investment Horizon
5+ years
Benchmark
Morningstar® Target Allocation Index:
Balanced Multisector for New Zealand
Current Hedging Target
100% of non-NZD Fixed Income exposure
0% of other non-NZD exposure
Compare Our Funds
What fund type is best for you? It’s a personal decision to identify the fund that is correct for you – Growth, Balanced or Conservative.
| Growth Fund | Balanced Fund | Conservative Fund | |
|---|---|---|---|
| Return focus | Medium to high | Medium | Modest |
| Risk focus | Higher | Medium | Lower |
| Likely fluctuation in value | More than the Balanced or Conservative Funds | More than Conservative Fund but less than Growth Fund | Less than both the Growth Fund and Balanced Fund |
| Minimum suggested time frame | 10+ years (long term) | 5+ years | 3+ years |
| Estimated annual fund fees | 1.29% p.a. | 1.14% p.a. | 0.84% p.a. |
In addition to our management fee, an annual administration fee of $27 is also charged (except for balances below $1,000). There is no administration fee charged on accounts for minors.
Investor Documents
View & download these investor document packs
