Insights
Pathfinder KiwiSaver High Growth Fund: a new ethical option
Designed for clients seeking a higher-risk, value-aligned KiwiSaver
Pathfinder KiwiSaver’s High Growth Fund (High Growth Fund) is now available - giving you more ethical KiwiSaver options to match your clients risk levels while aligning with their values.
With a five-year performance record for our Pathfinder KiwiSaver funds, we’ve shown that investing ethically doesn’t necessarily mean sacrificing strong returns. This new Fund follows that same philosophy - aiming for high returns with a higher risk profile, while still aligned with our ethical approach. We’re staying true to what we do best, but now with more options for you and your clients.
We’re excited to bring the High Growth Fund to life - particularly because it’s a direct response to what many of you have been asking for. It will go live to direct investors soon. In the meantime, you have the unique opportunity to recommend and switch your clients during this pre-launch phase.
What you need to know about the High Growth Fund
Investment strategy: Good for clients seeking a long-term growth option, as this Fund has the largest percentage invested in growth assets – such as shares and property. This Fund will likely have the most ups and downs compared to our other Funds but overall, the highest possible long-term returns.
Minimum suggested investment time frame: 10+ years.
The management fee is at price parity with the Pathfinder KiwiSaver Growth Fund.
Target investment mix: 4.0% Cash & Cash Equivalents 2.0% New Zealand Fixed Interest 4.0% International Fixed Interest 19.0% Australasian Equities 59.0% International Equities 5.0% Listed Property 7.0% Other Assets.
The Fund is on your dedicated application form so new clients can join.
The offer documents are live on Disclose Register and on our website - please read these thoroughly.
How to switch your clients to the new Fund
The High Growth Fund will show up on your application form for new clients. If you have current clients that want to switch, based on your financial advice, in part or in full, please email us.
Please include the following in your email:
Full names and ESG numbers of clients (found on your Pathfinder portal).
Include explicit instruction to switch these clients to the High Growth Fund.
Whether the switch is for current balance and future contributions, or if there is a split.
For example:
John Smith, ESGXXXXX would like his XX% of his current balance to stay in PF Growth and XX% of future contributions to be invested in the PF High Growth Fund.
We realise this may differ for each of your clients, but we need the detail to enable the change. Please email all changes to adviserhub@pathfinder.kiwi.
And as always, if you do have questions, please reach out to me directly.
Quick links
---
Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan and Pathfinder Investment Funds. Product Disclosure Statements for the offers are available at pathfinder.kiwi. Learn more about how we invest ethically by reading our Ethical Investment Policy on our website.
Photo by Johannes Kopf on Unsplash
by Simon Leach
Senior Relationships Manager
Simon heads up the distribution team at Pathfinder, setting strategy and managing third party relationships. This portfolio includes independent financial advisers, investment platforms and referrers, and corporate & community programmes. Simon is a purpose driven collaborator, holds an Executive MBA through Massey University, and lends his expertise to multiple charities on a board/committee level.