KiwiSaver Funds

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Invest ethically, without compromising on returns

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Find the fund for you:

Our Product Disclosure Statement (PDS) contains information to help you decide whether to invest in our funds. We review and update it regularly. Our latest PDS dated 01 February 2024 has been lodged with the Registrar and is available to download here or on request from us. Units in the Funds are issued by Pathfinder Asset Management Limited.

Inception date for all KiwiSaver Funds is July 2019.

Compare our funds:

Choose the right fund for your risk tolerance.

KiwiSaver GrowthKiwiSaver BalancedKiwiSaver Conservative
Return focusMedium to HighMediumModest
Risk focusHigherMediumLower
Likely fluctuation in valueMore than the Balanced or Conservative FundsMore than Conservative Fund but less than Growth FundLess than the Balanced or Growth Funds
Minimum suggested time frame8-10 years (long term)5+ years3-5 years
Estimated fund fees1.30% p.a.1.17% p.a.0.94% p.a.
Fund return since inception9.4% p.a.6.7% p.a.3.7% p.a.

We’re active managers, not passive.

This means we choose the assets in our portfolios, investing with the best ethical and economic performance in mind. We’ve been awarded for quality returns by Research IP, and for ethical investing by Mindful Money & our KiwiSaver funds are certified by the Responsible Investment Association Australasia.

Review our performance here

What makes us different?
We invest for the world we want.

With a strong focus on quality returns.

We're all about balance. Pathfinder offers you ethical investments (that respect people, our planet and animals), without compromising on returns.

Leaders in ethical investing for over a decade, we’re working to leave things better than how we found them.
How we invest

Pick Pathfinder and you’ll be investing in...

We focus on investing positively. This includes selecting well-managed, quality companies that meet our ethical standards and, where we can, private companies that have real-world impact.

  • Lodestone Energy logo
  • Sharesies Logo
  • Enphase logo
  • Organo logo
  • WoolAid logo
Learn more about our investments

We're proud of our strong returns

Performance, unit price & market index comparison

Fund1 Month6 Month1 Year3 Years
(p.a.)
5 Years
(p.a.)
10 Years
(p.a.)
Since Inception*
(p.a.)
Unit Price
28/02/2024
KiwiSaver GrowthVS1.7%3.3%9.3%5.0%--9.4%$1.52
Morningstar® Target Allocation Index: Growth Multisector for New Zealand1.4%3.6%10.1%7.1%--8.4%
KiwiSaver BalancedVS1.3%3.4%8.1%4.3%--6.7%$1.35
Morningstar® Target Allocation Index: Balanced Multisector for New Zealand1.0%3.6%8.4%4.8%--6.3%
KiwiSaver ConservativeVS0.5%3.1%5.4%2.5%--3.7%$1.18
Morningstar® Target Allocation Index: Conservative Multisector for New Zealand0.0%3.3%4.7%0.7%--2.2%

Past performance is no guarantee of future return. We encourage all investors to seek financial advice prior to making investment decisions. Details of each market index can be found in our SIPO. *31/07/19 (date of inception).

The Morningstar® Target Allocation Index: Growth Multisector for New Zealand is used to calculated market index returns for performance period after 1 December 2022. Earlier market index returns are calculated using the composite indices described here.

The Morningstar® Target Allocation Index: Balanced Multisector for New Zealand is used to calculated market index returns for performance period after 1 December 2022. Earlier market index returns are calculated using the composite indices described here.

The Morningstar® Target Allocation Index: Conservative Multisector for New Zealand is used to calculated market index returns for performance period after 1 December 2022. Earlier market index returns are calculated using the composite indices described here.

Our Product Disclosure Statement (PDS) contains information to help you decide whether to invest in our funds. We review and update it regularly. Our latest PDS dated 1 February 2024 has been lodged with the Registrar and is available to download here or on request from us.

Performance and market index comparison as at 31/01/2024 (after fees, 0% PIR)

Estefania

Estefania Muller Pallares, Matakana

"Pathfinder aligns with my values and gives me good returns.”

One of my big goals is to buy a house in the next few years. So it really matters to me where my money goes in terms of returns, but I’m not happy with my money being invested in things I don’t believe in that are hurting the world.
Read more

We’re into
generosity...

We've donated over $1 million to Kiwi charities since we launched.

We see charities as doing meaningful mahi to bring about our vision for a better world. That's why we partnered with a carefully selected family of charities, each working towards a better, fairer, healthier, more inclusive or kinder world. We believe in both investing ethically and investing in our communities.
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