Performance and returns
We’ve been awarded for the quality of our returns by Research IP.
Pathfinder KiwiSaver Funds
Performance, Comparison Against Benchmark and Unit Price
To help you evaluate the performance of our funds, we compare them against a 'benchmark' that is independent and repetitive of the assets and markets that our funds invest in.
| Fund | 1 Month | 6 Month | 1 Year | 3 Years (p.a.) | 5 Years (p.a.) | 10 Years (p.a.) | Since Inception* (p.a.) | Unit Price 09/03/2026 |
|---|---|---|---|---|---|---|---|---|
| KiwiSaver ConservativeVS | -0.15% | 1.87% | 3.33% | 5.34% | 3.6% | - | 4.17% | $1.30 |
| Benchmark: Morningstar® Target Allocation Index: Conservative Multisector for New Zealand | -0.11% | 2.42% | 4.53% | 5.18% | 2.56% | - | 3.2% | |
| KiwiSaver BalancedVS | -0.13% | 3.92% | 5.1% | 8.73% | 6.19% | - | 7.4% | $1.56 |
| Benchmark: Morningstar® Target Allocation Index: Balanced Multisector for New Zealand | -0.58% | 5.33% | 7.85% | 9.99% | 7.17% | - | 7.63% | |
| KiwiSaver GrowthVS | -0.1% | 5.27% | 6.12% | 10.22% | 7.24% | - | 9.82% | $1.79 |
| Benchmark: Morningstar® Target Allocation Index: Growth Multisector for New Zealand | -0.82% | 6.75% | 9.41% | 12.23% | 9.55% | - | 9.87% | |
| KiwiSaver High GrowthVS | 0.06% | 6.28% | - | - | - | - | 18.67% | $1.17 |
| Benchmark: Morningstar® Target Allocation Index: Aggressive Multisector for New Zealand | -1.2% | 8.51% | - | - | - | - | 22.88% |
Past performance is no guarantee of future return. We encourage all investors to seek financial advice prior to making investment decisions. Learn more about the Research IP awards here. *Inception date for our Conservative, Balanced, and Growth Funds: July 2019. The inception date for the High Growth Fund is April 2025. Our High Growth Fund does not have a full year's performance; therefore, since inception performance is not annualised.
The Morningstar® Target Allocation Index: Growth Multisector for New Zealand (non-New Zealand Fixed Interest 100% hedged to NZD. The index is gross of dividends and tax except for International Equities and International Listed Properties, which are gross of dividends after deducting the tax withheld) is used to calculate market index returns for performance period after 1 December 2021. Earlier market index returns are calculated using the composite indices described here.
The Morningstar® Target Allocation Index: Balanced Multisector for New Zealand (non-New Zealand Fixed Interest 100% hedged to NZD. The index is gross of dividends and tax except for International Equities and International Listed Properties, which are gross of dividends after deducting the tax withheld) is used to calculate market index returns for performance period after 1 December 2021. Earlier market index returns are calculated using the composite indices described here.
The Morningstar® Target Allocation Index: Conservative Multisector for New Zealand (non-New Zealand Fixed Interest 100% hedged to NZD. The index is gross of dividends and tax except for International Equities and International Listed Properties, which are gross of dividends after deducting the tax withheld) is used to calculate market index returns for performance period after 1 December 2021. Earlier market index returns are calculated using the composite indices described here.
The Morningstar® Target Allocation Index: Aggressive Multisector for New Zealand (non-New Zealand Fixed Interest 100% hedged to NZD. The index is gross of dividends and tax, except for International Equities and International Listed Properties, which are gross of dividends after deducting the tax withheld.) is used to calculated market index returns for performance period after 1 April 2025.
Performance and market index comparison as at 31/01/2026 (after fees, 0% PIR)