Growth Kiwisaver Fund

KiwiSaver Growth Fund

Pathfinder's KiwiSaver Growth Fund is designed to grow your KiwiSaver balance. 

Join the Growth Fund

Why Growth Fund?

Pathfinder's Growth Fund is designed to grow your KiwiSaver balance. It is a higher-risk fund which means a larger percentage of your money is invested in shares. As such, you're likely to experience more ups and downs but overall higher long-term returns. This Fund may suit you if you're investing for 10+ years. 

Our Kiwisaver Growth Fund walks the talk

These anti-greenwashing badges from Mindful Money show that our Growth Fund is Animal Cruelty-Free, Fossil Fuel-Free and Weapons-Free. Learn more about Mindful Money Badges here. 

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Kiwisaver Growth Fund Performance

Ethical investing to achieve medium to high returns with a higher risk exposure. 

Past performance is no guarantee of future return. We encourage all investors to seek independent financial advice prior to making investment decisions.

Returns

2.5%

1 month 

-4.3%

6 months 

-10.2%

1 Year 

8.9%

p.a. since inception*

Performance figures as of 31/10/22, and are after fees before tax. Past performance is no guarantee of future returns. We encourage all investors to seek independent financial advice prior to making investment decisions. *31/07/19 (date of inception)

Risk Level

This Fund is suited to an investor with a mid to high tolerance to risk and a minimum investment timeframe of 10+ years. 

* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the Fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of a fund’s future performance. As the fund does not have a five year history, the risk indicator was prepared using the relevant market index returns from July 2016 to August 2020 (when the fund was not in existence) and the fund's returns since then. As a result, the risk indicator may provide a less reliable indicator of the potential future volatility of the fund. 

Investor Notes

Ethical Approach

The Pathfinder KiwiSaver Growth Fund has been designated a Certified Responsible Investment by RIAA (Responsible Investment Association Australasia).

Diversification

The fund is diversified across asset classes, industries and geographies.  We use environmental, social and governance metrics, as well as financial metrics when making investment decisions. 

Target Investment

8.7% Cash & Cash Equivalents
7.2% New Zealand Fixed Income
9.2% International Fixed Income
22.5% Australian Equities
41.4% International Equities
6.0% Listed Property
5.0% Other Assets

Number of Holdings

Approximately 200 

Asset Class

Cash (and Cash Equivalents),  NZ Fixed Income, International Fixed Income, Australasian
Equities, International Equities, Listed Property, Other Assets

Investment Horizon

10+ years 

Benchmark

Morningstar® Target Allocation Index:
Growth Multisector for New Zealand

Current Hedging Target

100% of non-NZD Fixed Income exposure
0% of other non-NZD exposure

Join the Growth FundSee all our Kiwisaver Funds

Compare Our Funds

Choose the right fund for your risk tolerance and goals. 

Growth Fund Balanced Fund Conservative Fund
Return focus Medium to high Medium Modest
Risk focus Higher Medium Lower
Likely fluctuation in value More than the Balanced or Conservative Funds More than Conservative Fund but less than Growth Fund Less than both the Growth Fund and Balanced Fund
Minimum suggested time frame 10+ years (long term) 5+ years  3+ years 
Estimated annual fund fees 1.29% p.a. 1.14% p.a. 0.84% p.a.

In addition to our management fee, an annual administration fee of $27 is also charged (except for balances below $1,000). There is no administration fee charged on accounts for minors. 

Join the Growth FundSee all our KiwiSaver Funds

Investor Documents

View & download these investor document packs

luca bravo ESkw2ayO2As unsplash copy KiwiSaver Factsheet
Growth Kiwisaver Fund KiwiSaver Growth Fund Update 30/09/2022
daniel j schwarz L50EwWmAY2w unsplash 1.copy Pathfinder KiwiSaver Plan Product Disclosure Statement
daniel chicchon b5OzPlT1K0M unsplash Other Material Information (OMI)
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Historical fund updates

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Freephone: 0800 ETHICAL (384 4225)

Auckland: 09 489 3802

Email: info@path.co.nz

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