KiwiSaver Growth Fund
Pathfinder's KiwiSaver Growth Fund is designed to grow your KiwiSaver balance.
Why Growth Fund?
Pathfinder's Growth Fund is designed to grow your KiwiSaver balance. It is a higher-risk fund which means a larger percentage of your money is invested in shares. As such, you're likely to experience more ups and downs but overall higher long-term returns. This Fund may suit you if you're investing for 10+ years.
Kiwisaver Growth Fund Performance
Ethical investing to achieve medium to high returns with a higher risk exposure.
Past performance is no guarantee of future return. We encourage all investors to seek independent financial advice prior to making investment decisions.
Returns
-0.9%
1 month
0.8%
6 months
-2.4%
1 Year
9.0%
p.a. since inception*
Performance figures as of 28/02/23, and are after fees before tax. Past performance is no guarantee of future returns. We encourage all investors to seek independent financial advice prior to making investment decisions. *31/07/19 (date of inception)
Risk Level
This Fund is suited to an investor with a mid to high tolerance to risk and a minimum investment timeframe of 10+ years.
* The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the Fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.
This risk indicator is not a guarantee of a fund’s future performance. As the fund does not have a five year history, the risk indicator was prepared using the relevant market index returns when the fund was not in existence, and the funds returns since inception. As a result, the risk indicator may provide a less reliable indicator of the potential future volatility of the fund.
Investor Notes
Ethical Approach
The Pathfinder KiwiSaver Growth Fund has been designated a Certified Responsible Investment by RIAA (Responsible Investment Association Australasia).
Diversification
The fund is diversified across asset classes, industries and geographies. We use environmental, social and governance metrics, as well as financial metrics when making investment decisions.
Target Investment
8.7% Cash & Cash Equivalents
7.2% New Zealand Fixed Income
9.2% International Fixed Income
22.5% Australian Equities
41.4% International Equities
6.0% Listed Property
5.0% Other Assets
Number of Holdings
Approximately 200
Asset Class
Cash (and Cash Equivalents), NZ Fixed Income, International Fixed Income, Australasian
Equities, International Equities, Listed Property, Other Assets
Investment Horizon
10+ years
Benchmark
Morningstar® Target Allocation Index:
Growth Multisector for New Zealand
Current Hedging Target
100% of non-NZD Fixed Income exposure
0% of other non-NZD exposure
Compare Our Funds
Choose the right fund for your risk tolerance and goals.
| Growth Fund | Balanced Fund | Conservative Fund | |
|---|---|---|---|
| Return focus | Medium to high | Medium | Modest |
| Risk focus | Higher | Medium | Lower |
| Likely fluctuation in value | More than the Balanced or Conservative Funds | More than Conservative Fund but less than Growth Fund | Less than both the Growth Fund and Balanced Fund |
| Minimum suggested time frame | 10+ years (long term) | 5+ years | 3+ years |
| Estimated annual fund fees | 1.29% p.a. | 1.14% p.a. | 0.84% p.a. |
In addition to our management fee, an annual administration fee of $27 is also charged (except for balances below $1,000). There is no administration fee charged on accounts for minors.
Investor Documents
View & download these investor document packs
