ian battaglia 9drS5E Rguc unsplash

Information & Tools

Blogs, FAQs, documents and useful calculators 

Subscribe to our knowledge series on ethical investing

Sign up to our monthly market commentary or read the latest here

Blog & Knowledge Base

Our news, views and opinion here 

its different this time1

'It’s different this time': The most dangerous words in investing

By John Berry on | 3 min. read

Investment gurus say the four most dangerous words in investing are “it’s different this time.” They’re dangerous because things seldom are different.

Read more
capatilism photo

Shareholders v stakeholders - can capitalism work for all?

By John Berry on | 3 min. read

Investors are increasingly considering how companies look after all stakeholders, not just shareholders, as they generate long-term value.

Read more
glass half full post

Glass half full despite the world burning

By John Berry on | 3 min. read

Think about investing for the world you want, not necessarily the one we have, writes John Berry.

Read more
market bumpy

Don't freak out

By John Berry and Lily Richards on | 2 min. read

 How to deal with bumpy markets. 

Read more
UN

What are the United Nations Principles of Responsible Investment (UNPRI).

By John Berry on | 1 min. read

And why do they matter? 

Read more
marco testi thsLtslnjos unsplash 1

Quiz: What does your money style say about you?

By Lily Richards on | Less than 1 min. read

Take our quiz to discover how your money style influences your investment decisions and what you can do to maximise your returns and honour your values.

Read more

Read more articles

Frequently Asked Questions

Your KiwiSaver and Managed Fund questions answered here 

What is your eligibility requirement for opening a managed fund?

Our Pathfinder managed funds are open to both New Zealand residents and non-residents, trusts and children.

Our digital form will guide you through the requirements. Please read through carefully and supplied the requested documentation. 

I have a KiwiSaver account, how do I set up a managed fund account?

Use the joining form on the website for managed funds. Even though you already have a KiwiSaver account with us, there are different regulations around managed funds and we require slightly different information from you.

It takes a few minutes to complete the form and a few working days for us to run our compliance checks and set up the account.

You will receive an email notification with payment instructions when your account is ready. 

Can I set up an account for a minor?

Yes. As you complete the online joining form, you will be asked for supporting documentation proving your relationship and additional information for guardians.  

How do I make a deposit into my managed fund?

Please pay into the following account using the references below. Be sure to note the correct code in the payment details to us. 

There is a minimum initial deposit of $5,000 but no minimum regular contribution required after that. It is up to you. 

  • Account Name: Pathfinder Account
  • Account Number: 03-0566-0224417-000
  • Particulars: Your Member Number PAMxxx
  • Code: see below for your Fund code
  • Reference: Your Surname

Fund codes

  • Pathfinder Global Water Fund: PGWF

  • Pathfinder Global Responsibility Fund: PGRF

  • Pathfinder Global Property Fund: PGPF

  • Pathfinder Ethical Trans-Tasman Fund: PETTF

  • Pathfinder Ethical Growth Fund: PEGF

Please note that from the time your funds are received, it takes 2-3 working days to price and invest. The entire process therefore can take 4-5 working days depending on bank processing times. ​

Should you need help, please contact our friendly Customer Service team.

How do I apply for first home withdrawal?

If you’ve been a member of KiwiSaver for three years, you may be able to withdraw some of your KiwiSaver savings to put towards purchasing your first home.

Usually, you can withdraw your contributions, your employer’s contributions, any government contributions, and all of the investment returns in your KiwiSaver account (provided you leave a minimum balance of $1,000).

If you have owned a house before, you may still qualify if the Minister of Housing considers that your financial situation, in terms of your income, assets and liabilities, is the same as what would be expected for a person who has never owned a home.

In this case, you need to get a certificate from Housing New Zealand  (now Kāinga Ora) verifying this.

What is the minimum contribution I need to make for your managed funds?

There is a minimum investment amount of $5,000 for the initial investment.  Once your account is set up, you're welcome to make regular or one-off payments at any time. Please use our online banking instructions. 

How can I pay into my Pathfinder KiwiSaver account?

Regular savings / contributions

  • You can invest by making regular payments, and change (or stop) the amount you save, at any time. You can do this via online banking using the information below. 

Lump-sum payment

  • You can make a lump sum payment into your account at any time using internet banking or Direct Debit.

Internet banking

  • Account Name: Pathfinder KiwiSaver Applications
  • Account Number: 01-1839-0934700-00
  • Particulars: your IRD Number
  • Code: your Unique Investor Number: ESGxxxxx
  • Reference: your Surname 

Frequently Asked Questions 

Documents

View and download these document packs 

bangyu wang o1Yao CAxEg unsplash Direct Debit Form
alexis antoine lbIgR6AwLfw unsplash 1 Annual Report Pathfinder KiwiSaver Plan 2021
nicholas doherty pONBhDyOFoM unsplash Pathfinder Ethical Policy
daniel j schwarz L50EwWmAY2w unsplash 1.copy Pathfinder KiwiSaver Plan Product Disclosure Statement
jaromir kavan vv oEGlN 4E unsplash Product Disclosure Statement
alexis antoine lbIgR6AwLfw unsplash 1 Annual Report Pathfinder KiwiSaver Plan 2020

Downloadable Documents

Calculators

nik shuliahin cp1k4Cmx4OE unsplash

Savings projection tool

See how much you could save by age 65 

Learn more
nathan anderson 4W6k1tWRGcI unsplash

Ethical calculator

Find out what you're exposed to in your KiwiSaver

Learn more

Savings projections & ethical comparisons

Impact rawfilm ihMzQV3lleo unsplash

Ready to generate wealth and well-being?

Join our KiwiSaver FundsInvest in Managed Funds

Resources

Product Disclosure Statements

Privacy Policy

Terms & Conditions

SIGN UP to our market commentary newsletter

CONNECT

Freephone: 0800 ETHICAL (384 4225)

Auckland: 09 489 3802

Email: info@path.co.nz

© 2021 Pathfinder Asset Management Ltd
All Rights Reserved