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We Just Donated $280,000 to Kiwi Charities!
By Lily Richards on | 2 min. read
Last year it was $100,000 and this year we more than doubled that figure ( thanks to our members).
Read more
Men Would Rather Clean Toilets Than Do This
By John Berry on | 3 min. read
June is Men’s Health Month and a good time to reflect on the health of ourselves, our brothers, fathers, sons, uncles, mates and work colleagues.
Read more
'It’s different this time': The most dangerous words in investing
By John Berry on | 3 min. read
Investment gurus say the four most dangerous words in investing are “it’s different this time.” They’re dangerous because things seldom are different.
Read more
Shareholders v stakeholders - can capitalism work for all?
By John Berry on | 3 min. read
Investors are increasingly considering how companies look after all stakeholders, not just shareholders, as they generate long-term value.
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Glass half full despite the world burning
By John Berry on | 3 min. read
Think about investing for the world you want, not necessarily the one we have, writes John Berry.
Read more
Don't freak out
By John Berry and Lily Richards on | 2 min. read
How to deal with bumpy markets.
Read moreFrequently Asked Questions
Your KiwiSaver and Managed Fund questions answered here
Our Pathfinder managed funds are open to both New Zealand residents and non-residents, trusts and children.
Our digital form will guide you through the requirements. Please read through carefully and supplied the requested documentation.
Use the joining form on the website for managed funds. Even though you already have a KiwiSaver account with us, there are different regulations around managed funds and we require slightly different information from you.
It takes a few minutes to complete the form and a few working days for us to run our compliance checks and set up the account.
You will receive an email notification with payment instructions when your account is ready.
Yes. As you complete the online joining form, you will be asked for supporting documentation proving your relationship and additional information for guardians.
Please pay into the following account using the references below. Be sure to note the correct code in the payment details to us.
There is a minimum initial deposit of $5,000 but no minimum regular contribution required after that. It is up to you.
- Account Name: Pathfinder Account
- Account Number: 03-0566-0224417-000
- Particulars: Your Member Number PAMxxx
- Code: see below for your Fund code
- Reference: Your Surname
Fund codes
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Pathfinder Global Water Fund: PGWF
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Pathfinder Global Responsibility Fund: PGRF
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Pathfinder Global Property Fund: PGPF
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Pathfinder Ethical Trans-Tasman Fund: PETTF
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Pathfinder Ethical Growth Fund: PEGF
Please note that from the time your funds are received, it takes 2-3 working days to price and invest. The entire process therefore can take 4-5 working days depending on bank processing times.
Should you need help, please contact our friendly Customer Service team.
If you’ve been a member of KiwiSaver for three years, you may be able to withdraw some of your KiwiSaver savings to put towards purchasing your first home.
Usually, you can withdraw your contributions, your employer’s contributions, any government contributions, and all of the investment returns in your KiwiSaver account (provided you leave a minimum balance of $1,000).
If you have owned a house before, you may still qualify if the Minister of Housing considers that your financial situation, in terms of your income, assets and liabilities, is the same as what would be expected for a person who has never owned a home.
In this case, you need to get a certificate from Housing New Zealand (now Kāinga Ora) verifying this.
There is a minimum investment amount of $5,000 for the initial investment. Once your account is set up, you're welcome to make regular or one-off payments at any time. Please use our online banking instructions.
Regular savings / contributions
- You can invest by making regular payments, and change (or stop) the amount you save, at any time. You can do this via online banking using the information below.
Lump-sum payment
- You can make a lump sum payment into your account at any time using internet banking or Direct Debit.
Internet banking
- Account Name: Pathfinder KiwiSaver Applications
- Account Number: 01-1839-0934700-00
- Particulars: your IRD Number
- Code: your Unique Investor Number: ESGxxxxx
- Reference: your Surname
Documents
View and download these document packs
Calculators

Savings projection tool
See how much you could save by age 65

Ethical calculator
Find out what you're exposed to in your KiwiSaver